INMO Digital Account Onboarding

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OptimizedUserExperience

OPTIMIZED USER EXPERIENCE 

Five minutes. Three steps. One application.

Make more consumers account holders with a fast, efficient application process. INMO enables applicants to open and fund accounts in the same place — whether that's on their phone or in your branch. 

 

ALL-IN-ONE ONBOARDING SOLUTION 

Revolutionize your back-office processes. 

Verify and authenticate consumer information. Send and receive documentation. With the efficiencies that come from INMO, you’re free to reimagine the onboarding process. 

RevolutionizeProcess

Raise your application completion rate.

Raise your application completion rate.

40%

of application abandonment can be impacted by completion time1

37%

of Gen Z prefers to open accounts on mobile devices2

26%

increase in digital application completion with INMO3

1Digital Banking Report.

2BAI Banking Outlook Special Report: The Top Banking Trends and Challenges for 2022

3Source: Kasasa Analytics. Based on median data from January 2021 through June 2021 comparing digital onboarding solution that requires you to go in-branch to a fully digital experience.

END-TO-END EFFICIENCY

Simplify applications for everyone.

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OMNICHANNEL

INMO operates on any device. Consumers can open and fund accounts at home, on the go, or in your branch.

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FUNDING OPTIONS

Applicants can use their debit cards, make ACH payments, or deposit cash at a physical branch.

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DECISIONING

INMO provides recommendations based on IDV and leaves final decisioning to your team for approval.

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VERIFICATION

INMO automatically generates FIS QualiFile® and Socure IDV reports for every online applicant.

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DOCUMENTATION

Simplify document sharing between applicants and your financial institution with DocuSign®.

Proven success formula.

Offering borrowers flexibility is the first step. See your financial institution thrive with data-driven marketing and consultative guidance.

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Optimized marketing

Our multi-channel marketing programs can run as self-serve or full-service plans. That gives you every chance to attract the best account holders in your community.

Promote Kasasa products
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Enjoy dedicated support

Let's work together to improve your onboarding process. Our project managers and technical engineers will walk you through every step of implementation.

Count on Kasasa support

FAQ

INMO can be used with consumer, retail deposit products for checking, savings, money market accounts, and certificates of deposit. 

INMO uses Socure IDV to conduct identity verification and identity theft prediction during the account opening process. Experian Precise ID also includes an OFAC check. 

INMO offers integration to your existing FIS QualiFile® (ChexSystems) origination service to include behavioral risk in decisioning. 

If your financial institution doesn’t have an existing FIS/ChexSystems relationship, you can establish that relationship to take advantage of this feature. The relationship itself is not included in the pricing like Socure, but the integration is at no additional charge. 

Once an applicant is approved, INMO uses integration with DocuSign® to send and deliver any account opening documents that the applicant can sign electronically. 

Cash (in branch), ACH, and debit cards. Debit cards are only available through a Kasasa-initiated partnership between your institution and REPAY via an established integration with the INMO platform. 

There are no additional costs due to ACH funding files. INMO produces an ACH funding file that your institution delivers through your current ACH processing method. Costs resulting from existing ACH vendor relationships will remain the same. 

Open and fund more accounts.

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