Blog | Kasasa | Borrowing (3)

Digging your way out of debt

Understanding how to manage debt and building a debt management plan enables you to pay down your debt and improve your financial and personal well-being.

Why minimum credit card payments are not your friend

With every month that you only make the required minimum payment, you are sinking deeper into debt — and owing way more than you originally bargained for.

How do you know which bank is best for refinancing?

When interest rates climb, so does the amount of money you pay to borrow those funds. Choose a financial institution that’s best for you and your money.

Are cash advances good or bad?

A cash advance is a small short-term loan - most commonly from your credit cards. As convenient as that sounds, you're paying a lot to buy this cash.

Let's talk about personal loans

The skinny on personal loans: no one type of loan fits everyone's need, but a personal loan may be the way to make purchases and manage debt responsibly.

Finding ways to overcome financial stress

Managing your finances becoming stressful? We have pulled together a few tips to help you stay organized, prioritize, and take time for you in the process.

Skip the credit card debt on your next vacation

It's best to save in advance, but if you do need to pay ahead for unexpected travel, consider a personal vacation loan that doesn't wreck your budget.

Consider your finance options when making a big-ticket purchase

Before you run another Google search for the best prices, let's explore all your financing options to get that new flatscreen installed before kickoff.

When to refinance a car (and when to wait)

Here's when (and when not) to auto refi, and how refinancing your auto loan today can help you roll into 2022 with a clearer, faster path to debt-free.

About Kasasa

We believe your money should do more... for you and your community. Founded in 2003, Kasasa is a financial and technology services company working to help empower consumers to take control of their finances and be proud of their money by banking locally with community banks and credit unions in your neighborhood, that you know and trust.

These local institutions have roots in their communities, care about people over profits, and are actively invested in local businesses to help keep the economy strong (unlike some of the megabanks we could name).

We believe you shouldn't have to choose between the best banking products, the best customer experience, or keeping your money local, where it can do more good. We've created ethical banking products and partnered exclusively with community banks and credit unions. So you can have it all.

Kasasa accounts are available at community financial institutions around the country. Find one near you at Kasasa.com to get free checking that pays cash rewards, the only loan with Take-Backs^™, and more. All while keeping your money in the community, so you can always be proud of your money.

Find tips to improve your financial well-being