You probably don't give much thought to the wizardry of your bank or credit union until you need them to help you solve one of life's little hiccups. Day in and day out, they're going about their business hanging onto your money, adding your deposits, streamlining how you pay bills, posting your e-statements, processing each transaction, and maintaining your mobile banking access. We all agree that banking as we know it does change a little bit from time to time, but it isn't until we notice an unexpected monthly maintenance fee or an overdraft fee that we begin to wonder if our money is really working for us.

We shook up the notion that a minimum balance fee here or there is the only way to house your money. In fact, we introduced a whole new way of looking at your checking account and savings account to make them work to your advantage. Here's the long and the short of it (and you'll notice the lack of the term "monthly fee").

Great benefits that work for you

First, all Kasasa accounts give you these great benefits (yes, all of them):

• Free account — no monthly maintenance fee

• Nationwide refunds of ATM withdrawal fees*

• No minimum balance

• Free online banking

Kasasa Cash

Kasasa Cash is a free checking account that pays massive interest in cash every month. Yes, that's money getting added to your checking account, not deducted.

Who should get it?

If you want some extra cash every month to make life a little easier, treat yourself to something special, or just watch your account balance grow, this is the account for you. And once you have Kasasa Cash, why not consider getting...

Kasasa Saver

Kasasa Saver is — you guessed it — a savings account that gives you money to help you save. Logical, right? It's a free account that takes the massive interest you earn in your Kasasa Cash account and nationwide ATM fee refunds* and automatically deposits them into your Kasasa Saver Account and then additional interest is piled on top. 

Who should get it?

Kasasa Saver is perfect for you if you want to save more and save often without having to think about it. 

Is it too good to be true?

Not in the least! Isn't that what your savings account ought to do for you?

You get the account benefits because, by doing simple things like using your debit card, having direct deposit, receiving e-statements, and accessing online banking each month (or mobile banking if you're always on the go), you help your chosen financial institution save money which is passed on to you. See, your community bank or credit union wants to help you, and Kasasa is helping them do exactly that. 

In fact, Kasasa and your financial institution are partners in giving you the kind of account you really want: avoid a monthly fee, earn a great return on your account balance, and refund ATM fees. You deserve to benefit the most from your money and Kasasa accounts make sure you always do. 

Kasasa. We help you bank smarter by helping your money work for you. So you can be proud of your money.

*Qualifications, limits, and other requirements apply. See financial institution for details.