Blog | Kasasa | Borrowing (5)

Personal loans: What are they, and what to know before you apply for one

We’ve prepared this easy read about types of personal loans, the requirements for getting one, and the best way to take out a personal loan in your area.

Debt consolidation: What it means and when you should do it

Folding pre-existing loans into a new loan can radically simplify your repayment plan, give you more control, and potentially save you money long-term.

Personal loan vs credit card: When to use what

Whether revolving debt or a one-time loan, learn the difference between loans and credit cards, and the smart way to decide which one to choose.

When — and why — to use a personal loan for back to school

Though you’ll usually need a student loan to pay for tuition, a personal loan can be a good way to cover all the extras and spend less money in the long run.

Personal loan scams and traps to avoid

There’s a smart way to dodge these bullets. Here’s a quick primer on how to identify (and avoid!) some of the most common personal loan traps and scams.

Borrow smarter: 6 things to look for when looking for a loan

It can be hard to know who actually has the best loan for you. What should you be looking for when it comes to a loan? Borrow smarter with these tips.

Is your money mindset ruining your life? Here's how to change it.

There are a host of different strategies for getting out of debt, but it’ll be hard to even get started if you haven’t first worked on your money mindset.

What is my loan payment formula? [+ tips for a lower interest rate]

Whether you’re a math whiz or slept through Algebra, it’s good to know how your loan repayment will be calculated. Plus, tips to pay less interest on your loan

These 6 tips can help you get out of debt

Having debt is normal — but it can easily become too much to handle if you don’t have a debt management plan in place. Here are six tips for debt payoff.

About Kasasa

We believe your money should do more... for you and your community. Founded in 2003, Kasasa is a financial and technology services company working to help empower consumers to take control of their finances and be proud of their money by banking locally with community banks and credit unions in your neighborhood, that you know and trust.

These local institutions have roots in their communities, care about people over profits, and are actively invested in local businesses to help keep the economy strong (unlike some of the megabanks we could name).

We believe you shouldn't have to choose between the best banking products, the best customer experience, or keeping your money local, where it can do more good. We've created ethical banking products and partnered exclusively with community banks and credit unions. So you can have it all.

Kasasa accounts are available at community financial institutions around the country. Find one near you at Kasasa.com to get free checking that pays cash rewards, the only loan with Take-Backs^™, and more. All while keeping your money in the community, so you can always be proud of your money.

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