OVER 5.3 BILLION RECORDS WERE EXPOSED IN 2019^*

ANSWER:

Experian provides credit information and decision-making services and tools to help educate people on the use and management of credit to improve their financial health.

Currently, Experian helps more than 220 million consumers acquire, build, and improve credit by managing their credit histories. The information they maintain includes payment history for credit cards, mortgages, auto loans, and with Experian, rental payment history. They also maintain data on debt-related public records including bankruptcies, tax liens, and civil judgments, accounts that have been placed in collection and the number of credit inquiries into a consumer's credit report.

Credit is not about just the amount of money you are able to spend. It is also a frequent measurement of our financial trustworthiness and credibility. So it's important to ensure consumers have the knowledge and confidence to proactively manage, build, and improve their credit. In fact, Experian was the first credit reporting agency to initiate an overall consumer education program more than 20 years ago.

ANSWER:

Experian has many tools to help ensure your credit and other personal identification information are protected.

• Tri-bureau credit monitoring gives you access to your annual credit report and monitors your credit across the three major credit reporting agencies, watching for inquiries, delinquencies, new accounts, judgments, liens, and more.
• Cyberagent internet surveillance technology monitors underground communities for activity associated with your identity data and alerts you if anything is found.
• Identity restoration team of certified restoration specialists is available 24/7/365 and will work with you in the event your identity is compromised.