$211B in deposits has left the banking system creating an ever-growing funding gap between what community financial institutions are paying on deposits and what’s available in the market. To compete in the battle for deposits, finding ways to grow lost-cost deposits is crucial.

In this eBook, learn how community financial institutions can act quickly to use this environment to their advantage. While CDs come with a host of hidden costs and risks, high-yield checking accounts — and their unique cost of funds discount — can help community financial institutions lower funding costs and navigate market volatility.