It’s great that everybody is talking about Kasasa checking. But just like every game of telephone, when people talk information gets distorted. It’s okay — Kasasa checking accounts can be confusing when you're so used to the unnecessary banking fees, and questionable personal service you've received from big banks in the past.
We’ve rounded up a few common myths and misconceptions about Kasasa to spread the word about our rewards.
Feel free to pass this information along and do a little myth-busting of your own. If you see anyone who is confused about how Kasasa accounts work, share this post with them.
Kasasa partners with financial institutions — both credit unions and community banks — and all of them are insured by either the FDIC, NCUA, or ASI. Deposits at community banks are FDIC insured up to $250,000. Deposits at credit unions are also insured up to $250,000 by either the NCUA or ASI. When you open a Kasasa account, you can sleep tight knowing your financial institution has the proper protections in place to safeguard your money.
Kasasa checking and savings accounts are exclusively available at community banks and credit unions for two reasons. First, because community banks and credit unions are known for their personal service. Secondly, because community banks and credit unions are vital to the well-being of local economies and the U.S.
See why your money is better off at a community bank or credit union.
Kasasa offers accounts designed to give you what you want. All accounts are free, have no minimum balance requirements, offer nationwide ATM fee refunds, and free online banking.*
You can choose the account with the rewards that are right for you:
Kasasa Cash® — you earn a high interest rate paid in cash, every month you qualify.
Kasasa Cash Back® — no category restrictions like gas or groceries, you earn cash back on everyday debit card purchases every month.
Kasasa Tunes® — perfect for online shoppers, music lovers, and app gamers, you earn monthly iTunes® and Amazon® refunds.
Kasasa Saver® — a free account that is linked to your Kasasa Cash or Kasasa Cash Back account. Every month, the ATM fee refunds and the interest you earn in your Kasasa Cash or Kasasa Cash Back account are automatically transferred to this account. In addition, the balance in your Kasasa Saver account also earns a high rate of interest.
Don't you wonder why every account doesn't come with such perks? We're proud to help local banks and credit unions provide Kasasa accounts that allow them to offer such awesome rewards.
Kasasa Cash and Kasasa Saver are two separate accounts that earn different interest rates. You will earn one interest rate on the balance in your Kasasa Cash account, for example 3.00% APY, along with ATM fee refunds.*
Every month that you qualify for the interest and ATM fee refunds in your Kasasa Cash account, you will then earn a high interest rate on the balance in your Kasasa Saver account, for example 1.50% APY.
If you don’t qualify one month, both accounts are still free and each earn a base rate. This is true when you pair Kasasa Saver with a Kasasa Cash Back account.
Kasasa Cash, Kasasa Cash Back, and Kasasa Tunes may all have different monthly qualifications depending on the financial institution where you bank. Only the Kasasa Saver account benefits are rewarded when you meet the monthly qualifications for your paired Kasasa Cash or Kasasa Cash Back account.
You do not have to start an application to view rates. To see which banks and credit unions near you offer Kasasa, search “Kasasa” plus your city name in your favorite search engine. Visit our homepage to learn more.
On the results page, select one of the Kasasa providers near you — you’ll be able to view all the account details on their website. You will have the opportunity to view rates, benefits, and qualifications, and then you can select the account that is right for you before beginning the application process.
If you already belong to a credit union or bank that offer Kasasa checking accounts, you can simply ask to make your account a Kasasa Cash or Kasasa Cash Back account and start earning rewards this month.
You deserve rewards — find yours today.
*Qualifications, limits, and other requirements apply to earn rewards on Kasasa accounts. See your chosen financial institution for details.
